Hearing Aid Financing

The price of hearing aids varies depending on the style, brand, and level of technology. We understand that cost may be a concern when you purchase hearing aids. That is why we offer financing options such as discounts and payment plans, as well as assisting you with finding government funding and private insurance coverage.

Hearing Aid Payment Plans

As part of HearCANADA’s ongoing efforts to help make hearing aids available to current and future clients, we are now offering in-house financing. Our in-house financing is a great option for people who do not have benefits through private insurance or other third parties and if you can’t financially manage a one-time full payment.

 

It splits the cost into small equal monthly payments over 3-, 6-, 12-, 24-, or 36-month terms. With HearCANADA’s in-house financing you can experience modern hearing aid technology – and better sound – with low, interest-free monthly payments. There is a $10 monthly administrative fee which is added to the monthly payment.

 

As a part of our in-house financing there is:

  • No credit checks required
  • No interest
  • No retroactive or hidden charges
  • Early additional payment available without penalty
  • Early full repayments available without penalty

 

The financing is only available on Signia and Widex hearing aid purchases. Contact us today if you have questions regarding our in-house financing.

Frequently Asked Questions On Our In-House Financing

    Additional Financial Services
    There are also a variety of other programs available to help with financing. The programs will vary by province as well as the eligibility of the programs. If you receive benefits through your job, it may include coverage for hearing aids. You can also purchase your own insurance coverage through a company like Blue Cross, or another provider. For more information on the programs available to you, contact your local HearCANADA to speak with one of our hearing care professionals.
    Canada-Wide Programs
    Veterans Affairs Canada (VAC)
    Veterans Affairs Canada provides health care benefits to veterans, members of the Canadian Armed Forces, and RCMP.
     
    Hearing aids may be included in the benefits for individuals that qualify.
     
    Workers Safety Insurance Board (WSIB) OR Worker’s Compensation Board (WCB) 
    This Board may go by a different name in each province, but they provide the same services. They provide disability benefits, including hearing healthcare services and the sale of hearing aids. The hearing loss must be related to a workplace injury.
     
    Each province has its own policies based on the level of hearing loss that has occurred, and what is considered to be noise-induced hearing loss.
     
    First Nations and Inuit Health Branch (FNIHB)
    Hearing aids and accessories are one of the benefits covered under the FNIHB Non-Insured Health Benefits (status card).

    Community Support
    There are community support groups, and organizations that may help with the purchase of hearing aids.
    Ontario Programs
    Ontario Ministry of Health’s Assistive Devices Program (ADP)
    Ontario's ADP may reimburse eligible Ontarians up to 75% of the cost of hearing aids once every 5 years on average. They do not automatically provide funding towards a replacement hearing aid at the end of the designated funding period. This includes the dispensing fee, earmolds and accessories, to a maximum of $500 of the cost of one hearing aid, or $1,000 for two hearing aids.

    Ontario Disability Support Program (ODSP)
    The ODSP not only provides income support, it also helps with additional financial assistance to purchase hearing aids and certain hearing-related devices (e.g., a visual fire alarm). It also covers the cost of batteries and repairs. This benefit covers the cost of hearing aids only if other funding is not available.

    To gain this assistance you will need to contact your ODSP office and get approval before you make any purchase. Adults, their spouses, and children under 18 may be eligible for this program. Dependents over the age of 18 are not eligible for these benefits. 

    Our Ontario clinics can provide additional guidance to you.
    Manitoba Programs
    Manitoba Health Healthy Living and Seniors (MHHLS) Assistance
    In Manitoba, the Manitoba Health Healthy Living and Seniors (MHHLS) provides assistance toward the purchase of hearing aids for children under the age of 18 who are hearing impaired.
    Prospective applicants cannot have the costs paid through other provincial or federal programs. As part of the program, you would be reimbursed for the following: 
    • 80% of a fixed amount for a digital or analog programmable device, up to a maximum of $1800.
    • 80% of a fixed amount for additional services, such as dispensing fees, earmolds, and ear impressions.
    • One device is allowed every 4 years and there is a $75 deductible on each claim.
    This program does not cover the cost for any hearing aid repairs, batteries, ear mold replacements, extra ear molds, or the cost to replace hearing aids that you have lost.

    To apply for this assistance, our Audiologists will fill out a form after you have purchased hearing aids for your child under the age of 18. We also submit it to MHHLS on your behalf. 
    British Columbia Programs
    Employment Program for Persons with Disabilities
    If you are already receiving financial assistance or participating in BC's Employment Program for Persons with Disabilities. You may be eligible to receive financial assistance to pay for hearing aids from the government of British Columbia. To be part of the Employment Program, you must be looking for work, part of an active training program, or be at risk of losing a currently held job as a result of your hearing loss.

    Extended Health Care 
    If you receive extended health care coverage through medical insurance companies from your employer, some extended health care plans will cover up to $500 of the cost of hearing aids.

    Other Financial Assistance Programs
    If you would like to learn more about other programs offered to residents of British Columbia, you can check here.

    This PDF includes all known government and private charity programs that provide different levels of assistance, depending on your eligibility as a student, disabled person, and so on.
    Alberta Programs
    Alberta Aids to Daily Living Program (AADL)
    The AADL offers hearing aid funding in five different categories as part of a cost-share program. You may receive 25% to a maximum of $500 per individual or family per year. If you are considered low-income, and/or if you receive some income assistance, you do not pay the cost-sharing portion. Please speak with our clinicians to see if you qualify.

    Extended Health Benefits
    If you have extended health coverage through private insurance, such as Alberta Blue Cross, your plan may include some level of coverage or financial assistance for the purchase of hearing aids, accessories, and/or batteries. You will need to look at the details of your specific insurance plan to find out if you are covered.
    Saskatchewan Programs
    Supplementary Health Benefits Program
    Some individuals may be eligible for coverage under the Supplementary Health Benefits program. This can give some coverage to adults and children for hearing aids. Here are some of the details you should know:
    • Most services covered by this program require approval from Ministry of Health ahead of time
    • May cover audiology services including hearing aids and certain supplies
    • May pay for replacement hearing aids in the event yours are lost or broken, but you need to apply ahead of time
    Family Health Benefits 
    There is also the Family Health Benefits coverage, specifically for children, for low-income families or families who are receiving the Saskatchewan Employment Supplement.
    New Brunswick Programs
    Health Services Hearing Aid Program
    The Health Services Hearing Aid Program assists clients with coverage for the purchase and maintenance of hearing aids that is not covered by other agencies or private health insurance plans. Clients must have a valid white or yellow health services card to be eligible for full benefits. The benefits will pay for hearing aids every five years. 

    Training and Employment Support Services (TESS)
    If you meet certain criteria for eligibility, you may receive some financial assistance through the TESS program. How much assistance you receive will depend on the kind of service you require, and your financial situation.

    Work Insurance Coverage
    Most employers benefit plans will provide some assistance to pay for a small portion of the cost of hearing aids.
    Nova Scotia Programs
    Department of Community Services
    If you receive income assistance from the Department of Community Services due to a disability, you may be eligible for their Workplace Support Program, which can provide limited funding up to a maximum of $1,600 per hearing aid unit every four years. 

    Special Needs Assistance
    If you have special needs and require financial assistance, the Employment Support & Income Assistance program can help with making a hearing aid purchase.

    You will need a hearing aid prescription from an audiologist, which we can provide. You will also need to prove that you are not eligible for any other financial assistance from other programs or insurance coverage. You must also get supervisory approval for the most economical purchase option.

    How We Can Help

    At HearCANADA, we are happy to help clarify any questions or issues. If you want to know more about the programs that can provide funding towards the purchase of a hearing aid. Our hearing care experts can help guide you to helpful resources and information.

     

    Whether you want to know more about our payment plan program, or one of the additional financial services that are available to you. We want to help ensure you find a hearing aid solution that fits your budget.

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